Used Car Loans - A Credit Tool You May Not Have Known About

Sometimes through no fault of your own, you may have bad credit. The economy, a job loss, medical bills, or other factors could have contributed to your current financial situation. But just because you have bad credit now doesn't mean that it will always be this way.

You can take steps to improve your credit score almost immediately by making all your household bills and payments on time and in full. Another option to help improve your credit score is to get a used car loan. A used car loan can help rebuild your credit in several ways.

First, when you make timely monthly payments on your loan, it will reflect positively on your credit report. This will help to gradually improve your credit score over time.

In addition, the act of getting a loan and making payments on time can show creditors that you are responsible and capable of handling debt. This can make it easier for you to get approved for other types of loans in the future, such as a mortgage.

Of course, not all used car loans are the same. To maximize the positive impact on your credit score, you'll want to get a loan with reasonable terms. This means getting a loan with a manageable monthly payment that you can comfortably make without straining your budget.

You may also want to consider a cosigner for your loan. A cosigner is someone who agrees to be responsible for the loan payments if you default on the loan. Having a cosigner can help you get approved for a loan with more favorable terms, which can in turn have a positive impact on your credit score.

Although a used car loan can be a great way to rebuild your credit, it's important to remember that there is no quick fix when it comes to credit scores. It takes time and effort to improve your credit score, but the rewards can be well worth it in the end.

Used car loans can help rebuild your credit, but there are also some risks to consider. Your interest rate will likely be higher than someone with good credit. This is because you're considered a higher risk borrower.

You may have to put down a larger down payment than someone with good credit. This is because the lender wants to minimize their risk in case you default on the loan.

If you default on the loan, the lender can repossess the car. This will damage your credit even further. You should only take out a used car loan if you're confident you can make the payments on time. Otherwise, you could end up doing more harm than good to your credit score

Are you in the market for a car and am not sure what the next step is? Contact us either by phone or fill out a vehicle inquiry on the car you are interested in, we would be more than happy to help get you anyway we can.

But Having One Sure Is Nice!

Owning a vehicle with a third row seat can be an incredibly desirable option for families and individuals alike. Popular vehicles such as the Honda Pilot, Toyota Highlander, Chevrolet Suburban, and Ford Explorer all offer great options when it comes to seating arrangements with up to 8 passengers or even more if you opt for bench seating.

Families love the convenience of being able to transport all their kids at once without having to cram them in a smaller vehicle, while individuals appreciate the flexibility that a third row seat provides them when it comes to hauling extra cargo in their trunk or taking friends along on road trips.

The biggest advantage that a third row seat offers is the sheer amount of space it provides for storage. You can simply fold down the third row seat and load up all your bags without fear of running out of space. This also makes grocery shopping easier as well since you can use the extra room for carrying larger items like cases of water or boxes of cereal with ease.

Another big benefit of owning a vehicle with a third row seat is that it adds another layer of comfort when traveling long distances. The extra legroom allows passengers to stretch out during those seemingly endless road trips without having anyone sitting immediately behind them kicking their seats—which is always welcome news! Additionally, many vehicles with third row seats come equipped with air conditioning vents in the rear so everyone will stay comfortable during those hot summer months too.

In short, investing in a cars with 3rd row seating provide practicality and convenience not just for large families but also those who value comfort and space in their cars. If you're looking for added flexibility and storage options then these might just be perfect choices for you!

Do You Need A Car With More Room?

It can be tough to find the perfect car that fits your needs and your budget. We carry a variety used cars including those with 3rd row seating. If we don't have it we can find it for you.

Contact us today so we can help you get in the car you've been looking for

What Is A Good Deal On A Car

Everyone wants to get the best deal on a car they can, It's human nature and makes financial sense. However, getting that deal isn't always up to the car dealership. Your budget, credit score and trade-in value all play significant factors in what you actually pay for your car.

Know Your Budget

Most people think a budget is what you can afford monthly, but it also determines what cars and the features will have. A car that you like may have several trim levels with different features, but they will come at a higher price. So know your budget and research cars and trim levels that fit in it.

Know Your Must Haves

If you've done your research then you probably have an idea of what you're looking for. But It's important to know your must-haves in a vehicle. For some people, it might be four-wheel drive or a sunroof, but for others, it might be heated seats and remote start.

Know Your Can Do With Outs

After you know your must haves, you can start looking at what you can do without. It all ties back into your budget and what you're willing to spend. If you're not worried about having the latest and greatest features, then you can probably get by with a base model vehicle.

With your budget, must have, and do with outs in mind, head to a dealership and have a conversation with the salesperson. They will be able to guide you to a vehicle that fits your needs best. You will then have a better understanding of what a good deal on a car looks like.

Are You Ready To Buy Your Next Used Car?

Buying a car can be stressful – but it doesn't have to be. Our team will work with you every step of the way to make sure the process goes smoothly. Call us today to get started.

Cold Weather And Snow Are Just Around The Corner

As the temperatures drop and the snow begins to fall, it's important to remember some basic winter driving safety tips. By following these simple guidelines, you can help ensure a safe and enjoyable journey for everyone involved.

Depending on where you live, winter driving conditions can vary greatly. In some areas, snow and ice are a regular occurrence, while in others, it's more of a rare event. No matter what the conditions are like in your area, it's always important to be prepared for the worst.

Before setting out on a winter drive, make sure your car is in good working condition. This means having a full tank of gas, making sure all your lights are working, and having snow tires or chains if conditions are particularly bad. It's also a good idea to let someone know your planned route and expected arrival time, just in case you run into trouble along the way.

When driving in winter conditions, take your time and don't be afraid to give yourself extra space between you and the car in front of you. It takes longer to stop on slippery roads, so you need to give yourself plenty of time to brake. And if you do start to skid, resist the urge to panic. Instead, focus on steering into the direction of the skid until you regain control.

If you haven't driven in snow before then you should consider having someone take you to a safe location to practice. Once you feel confident behind the wheel, then you can start venturing out on your own. Just remember to take things slow and be extra cautious until you get used to the conditions.

Before the winter driving season begins, check your used car carefully. Inspect the tires for tread depth and add all-weather tires when needed. Be sure your car has snow scrapers, a shovel, and kitty litter or rock salt in case you need extra traction.

Are you confident in your car's ability to drive in snow? Check with our knowledgeable sales staff to find a reliable car that will help you brave the winter roads in style. Stop by today and take a test drive!

SUVs are one of the most versatile vehicles on the market. They offer great family legroom and more storage for gear than a regular car making them ideal for family vacations.

What Are The Different Types Of SUVs

If you're in the market for an SUV, first, consider what size will best suit your needs. There are small SUVs (also called crossovers), midsize SUVs, and large SUVs.

• Smaller SUVs offer better fuel economy and easier maneuverability, while large SUVs can accommodate more people and gear.

• Crossovers are based on a car chassis, so they have unibody construction and usually offer better fuel economy than truck-based SUVs. They also tend to be smaller and more maneuverable than truck-based SUVs.

• Midsize SUVs offer a happy medium between crossovers and large SUVs. They're big enough to comfortably seat up to eight people, but not so large that they're difficult to park or maneuver.

• Large SUVs are the largest and most expensive SUVs on the market. They offer the most passenger and cargo space, but can be difficult to park and maneuver. They also tend to have poorer fuel

Next, decide what kind of features you're looking for in a SUV. Do you need four-wheel drive for off-roading or bad weather? Would you like a third row of seating to fit more passengers? Do you need a lot of cargo space for hauling gear?

Ready to start shopping for an SUV? Check out our inventory of new and used SUVs. We've got a wide selection of makes and models to choose from. If you're unsure of what SUV is right for you, our friendly and knowledgeable staff can help. Stop by today and take a test drive!

What started out as a way to view your car’s rear view camera soon started displaying everything from your radio, temperature controls and everything in between. They’re in almost every new car on the market, and their prominence is only going to increase in the coming years. But do we really need car touch screens?

The answer, it turns out, is a resounding yes… and no.

On the one hand, car touch screens make it easier than ever to control your car’s various systems. You can change the music, turn on the AC, and even adjust your seats without ever taking your hands off the wheel.

On the other hand, car touch screens can be dangerously distracting. Especially if you are not that familiar with where  all the controls are. It can take your eyes off the road for vital seconds that could mean the difference between life and death.

While touchscreen displays can be distracting, many car manufacturers are trying to design them in a way that minimizes driver distraction. Some features that are being implemented include:

- touch screens that can disappear into the dashboard

- voice controls

- heads-up displays that project images onto the windshield

- gesture controls

Ultimately, it is up to the driver to decide if a car touch screen is right for them. If you can use it without taking your eyes off the road, then it can be a valuable asset. But if you find yourself constantly fumbling with the controls, it might be best to stick with good old-fashioned buttons and knobs.

7 Steps to Buying Your First Car

1. Figure out what you can afford

2. Shop around for the best deal

3. Test drive different cars

4. Get a car history report and mechanical inspection

5. Finalize the purchase and register the car

6. Insure your car

7. Enjoy your new ride!

Stick To Your Budget

First time car buyers often make the mistake of rushing into a purchase without doing their research first. This can lead to overpaying for a car that doesn’t fit their needs or budget.

By setting a budget first, you can avoid this common pitfall. Figure out how much you can comfortably afford to spend on a car payment each month. Then, research the Fair Market Range prices for the type of car you’re interested in. This will give you a good starting point

Start Your Research

With an established budget in hand, it’s time to start shopping around for the best deal. There are so many sites online to do research where you can check out safety ratings, available options, interior features and more.

Test Drive Several Cars

After you’ve narrowed down your choices, it’s time to take them for a spin. This will help you get a feel for how the car drives and handles. It’s also a good time to see if there are any additional features that you may want or need.

Get A Car History Report And Mechanical Inspection

Once you’ve found the perfect car, it’s time to do a little digging into its history. A car history report will tell you if the car has been in any accidents or had any major repair work done.

Finalize The Purchase and Register The Car

After you’ve negotiated the price of the car, it’s time to finalize the purchase. This usually involves signing a sales contract and putting down a deposit. The great news is that the dealership will typically handle all the paperwork involved in registering the car.

Insure Your Car

Now that you’re the proud owner of a new car, it’s time to get it insured. The type and amount of coverage you need will vary depending on your state’s laws and your personal driving habits.

Enjoy your new ride!

Buying your first car is a big decision, but we’re here to help make it as easy as possible. We want you to be happy with your purchase and our team will be with you every step of the way.

Contact us today to get started.